You understand this to be an expression of opinions and not professional advice. You are solely responsible for the use of any content and hold JackMcCaig.com and all members and affiliates harmless in any event or claim. You can also safely assume that I get paid anytime you click on a link on this site. We recommend that you do your own independent research before purchasing anything. All information on this site is provided for informational purposes only. No information on this site should be considered financial, legal or medical advice.